CreditSentry watches your credit and identity across the 12 consumer reporting agencies that shape your life, not just the big three, and alerts you the moment something changes or looks wrong. We're a monitoring service, not a credit repair company: we never dispute or remove anything for you. We show you exactly what's on your file so you can act on it.
Illustrative score tracker. CreditSentry is a monitoring and alert service, not a credit repair organization; we do not dispute, repair, or guarantee changes to your credit. You always have the right to dispute errors yourself, for free.
We work directly with all three major credit bureaus, and monitor your file through our partner, SmartCredit.
What We Do
CreditSentry is a credit & identity monitoring service. We watch your file across all 12 agencies and show you exactly what's there, you stay in control. We never dispute or remove anything for you.
We watch all 12 consumer reporting agencies, not just the big three, so nothing about your credit or identity stays hidden from you.
Real-time alerts when a new account, inquiry, address change, or dark-web exposure shows up, so you can act before it costs you.
Errors and signs of fraud can quietly drag your score. We flag what looks wrong so you can dispute it yourself, for free, or get help.
No misleading claims, no "we'll fix it for you." Just a clear view of your file and the alerts that keep you ahead of trouble.
How It Works
No disputing on your behalf, no outcome promises. Just the clearest possible view of your credit and identity, and an alert the moment it changes.
Run a free scan. We pull your credit and identity picture across all 12 consumer reporting agencies, the big three plus CoreLogic, ChexSystems, LexisNexis, NCTUE and more, so you finally see the full picture, not a third of it.
Start your free scan →CreditSentry monitors your file around the clock and alerts you the moment something changes: a new account, a hard inquiry, an address change, a dark-web exposure of your data, or an item that looks wrong. Real-time, across every agency we cover.
Every alert comes with plain-English context and your options. If something's inaccurate, you have the right to dispute it yourself, for free, and we show you exactly how. We never dispute, repair, or remove anything on your behalf, that's the difference between monitoring and a credit repair company.
CreditSentry is a monitoring and alert service, not a credit repair organization. We do not dispute, repair, or guarantee changes to your credit. You always have the right to dispute errors yourself, for free.
All 12 Agencies
Most monitoring apps watch the big three and stop. CreditSentry watches all 12 consumer reporting agencies, because the report that blocks your mortgage, your checking account, or your insurance rate often lives somewhere you would never think to look.
Your core credit files. We track all three and alert you the day a new account, inquiry, or balance change appears.
Lenders pull files most people never see. We watch them so a surprise on your report does not derail an approval.
The reports that decide whether you can open a checking account or cash a check. Errors here lock you out, quietly.
Public-record and identity data that feeds lenders and insurers, a prime target for errors and fraud.
Medical and claims histories that quietly set your insurance rates before you ever get a quote.
Phone and utility accounts and collections that often surface here first, before they hit the big three.
Coverage varies by agency and availability. CreditSentry monitors and alerts, you decide what to act on. Start your free scan →
The part nobody checks
Errors and unauthorized activity can drag your score and signal fraud, and most people never catch them, because they only ever look at one of the big three. CreditSentry watches all 12 agencies and flags what doesn't belong, so you can act on it.
A paid debt still showing a balance. An account that was never yours. A new inquiry you didn't make. A data leak with your info. We catch it and put it in front of you.
Every flag comes with plain-English context: what it is, which agency is reporting it, and why it matters for your score or your safety.
You have the right to dispute inaccurate items yourself, for free. We point you to exactly how, or to a licensed professional if you'd rather have help. We never do it for you.
The items people never check for are the ones that quietly cost them, in higher rates, denied applications, and fraud caught too late. Seeing your whole file is the first step to doing anything about it.
CreditSentry is a credit & identity monitoring service, not a credit repair organization, and not a law firm. We do not dispute, repair, or guarantee changes to your credit. You have the right to dispute inaccurate information yourself, for free.
Plans
Start with a free scan. Upgrade to continuous monitoring whenever you're ready. Cancel anytime, no contracts. (Prices shown are illustrative for this test.)
$9.99/mo
Core credit visibility for the big three, with alerts when something changes.
$24.99/mo
Everything across all 12 agencies, plus identity and dark-web monitoring.
$39.99/mo
Protect the whole household, with identity-theft insurance and restoration help.
Questions, Answered
No. CreditSentry is a credit and identity monitoring and alert service. We never dispute, repair, or remove anything on your behalf. We show you what's on your file across all 12 agencies and alert you to changes, so you can act, including disputing errors yourself, for free.
All 12 consumer reporting agencies: the big three (Equifax, Experian, TransUnion) plus CoreLogic Credco, ChexSystems, Early Warning Services, TeleCheck, LexisNexis, Innovis, MIB, and NCTUE, along with dark-web and identity exposure.
No. Monitoring your own credit is a soft inquiry and never affects your score.
We flag it with plain-English context and your options. You have the right to dispute inaccurate items yourself, for free, and we show you exactly how. We do not do it for you.
Real-time on the agencies that support it, and otherwise as soon as the data refreshes. You're notified by email or text the moment something changes.
Yes. No contracts, cancel anytime, right from your account.
Yes. Dark-web monitoring and exposure alerts are included, with identity-restoration support and identity-theft insurance on higher plans.
Yes. CreditSentry monitoring is available to consumers across the United States.
Your move.
Run a free CreditSentry scan across all 12 agencies. No card to start. You'll see exactly what's reporting about you, and get an alert the moment it changes. Cancel anytime, no contracts.
Credit & identity monitoring. Cancel anytime, no contracts. CreditSentry is not a credit repair organization and does not dispute or remove items for you.Wait, before you go
No card required. Run a free scan across all 12 agencies and find out exactly what's reporting about your credit and identity, in minutes.
Run My Free Scan → Cancel anytime. No contracts. Monitoring, not credit repair.