/* =================================================================
   Credituity — Design System
   Premium navy + gold palette, mobile-first, conversion-optimized.
   ================================================================= */

:root {
	--navy:       #0B1F3F;
	--navy-2:     #112B57;
	--ink:        #0F172A;
	--ink-soft:   #334155;
	--muted:      #6B7280;
	--line:       #E5E7EB;
	--gold:       #C8A24B;
	--gold-2:     #B58F38;
	--gold-soft:  #F5EBD0;
	--cream:      #FAF7F2;
	--paper:      #FFFFFF;
	--success:    #10B981;
	--danger:     #DC2626;
	--shadow-sm:  0 1px 2px rgba(15,23,42,.06), 0 1px 3px rgba(15,23,42,.04);
	--shadow-md:  0 4px 12px rgba(15,23,42,.08), 0 2px 4px rgba(15,23,42,.04);
	--shadow-lg:  0 20px 40px -10px rgba(11,31,63,.20), 0 10px 20px -10px rgba(11,31,63,.12);
	--shadow-gold:0 12px 28px -8px rgba(200,162,75,.45);

	--font-sans:  'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
	--font-serif: 'Playfair Display', Georgia, serif;

	--container:  1200px;
	--radius:     14px;
	--radius-lg:  22px;
	--radius-sm:  8px;

	--header-h:   72px;
	--topbar-h:   38px;
}

/* ---------- Reset / Base ---------- */
*,*::before,*::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
	margin: 0;
	font-family: var(--font-sans);
	font-size: 17px;
	line-height: 1.6;
	color: var(--ink);
	background: var(--paper);
	-webkit-font-smoothing: antialiased;
	-moz-osx-font-smoothing: grayscale;
}
img, svg { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--gold); }
h1,h2,h3,h4 { font-family: var(--font-serif); color: var(--navy); line-height: 1.15; margin: 0 0 .5em; letter-spacing: -0.01em; }
h1 { font-size: clamp(2.4rem, 5vw + .5rem, 4.2rem); font-weight: 800; }
h2 { font-size: clamp(1.85rem, 2.4vw + .8rem, 3rem); font-weight: 700; }
h3 { font-size: clamp(1.25rem, 1vw + .8rem, 1.6rem); font-weight: 700; }
p  { margin: 0 0 1em; }
em { font-style: italic; color: var(--gold); font-family: var(--font-serif); }

/* ---------- Utilities ---------- */
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.eyebrow {
	display: inline-block;
	font-family: var(--font-sans);
	text-transform: uppercase;
	letter-spacing: .14em;
	font-size: .78rem;
	font-weight: 700;
	color: var(--gold-2);
	margin: 0 0 14px;
}
.eyebrow--light { color: var(--gold); }
.lede { font-size: 1.15rem; color: var(--ink-soft); max-width: 60ch; margin-inline: auto; }
.skip-link {
	position: absolute; left: -9999px;
	background: var(--navy); color: #fff; padding: 12px 16px; z-index: 9999;
}
.skip-link:focus { left: 16px; top: 16px; }
.hl { color: var(--gold); }
.section-head { margin-bottom: 56px; max-width: 720px; }
.section-head--center { margin-inline: auto; text-align: center; }
.section-head .lede { margin-top: 10px; }

/* ---------- Buttons ---------- */
.btn {
	display: inline-flex; align-items: center; justify-content: center;
	gap: 8px;
	font: 600 .98rem/1 var(--font-sans);
	padding: 14px 24px;
	border-radius: 999px;
	border: 1.5px solid transparent;
	cursor: pointer;
	transition: transform .15s ease, box-shadow .2s ease, background .2s ease, color .2s ease, border-color .2s ease;
	white-space: nowrap;
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }
.btn--sm { padding: 10px 18px; font-size: .88rem; }
.btn--lg { padding: 18px 30px; font-size: 1.04rem; }
.btn--block { display: flex; width: 100%; }

.btn--gold {
	background: linear-gradient(180deg, var(--gold) 0%, var(--gold-2) 100%);
	color: #fff;
	box-shadow: var(--shadow-gold);
}
.btn--gold:hover { background: var(--gold-2); color: #fff; }

.btn--dark {
	background: var(--navy);
	color: #fff;
}
.btn--dark:hover { background: var(--navy-2); color: #fff; }

.btn--ghost {
	background: transparent;
	color: var(--navy);
	border-color: rgba(11,31,63,.18);
}
.btn--ghost:hover { border-color: var(--navy); color: var(--navy); background: rgba(11,31,63,.04); }

.btn--ghost-dark {
	background: transparent;
	color: var(--navy);
	border-color: var(--navy);
}
.btn--ghost-dark:hover { background: var(--navy); color: #fff; }

.link-arrow { font-weight: 600; color: var(--navy); border-bottom: 1.5px solid var(--gold); padding-bottom: 2px; }
.link-arrow:hover { color: var(--gold-2); }
.link-arrow--light { color: #fff; border-bottom-color: var(--gold); }
.link-arrow--light:hover { color: var(--gold); }

/* ---------- Header ---------- */
.site-header {
	position: sticky; top: 0; z-index: 80;
	background: rgba(255,255,255,.92);
	backdrop-filter: saturate(180%) blur(12px);
	border-bottom: 1px solid var(--line);
	transition: box-shadow .25s ease;
}
.site-header.is-scrolled { box-shadow: var(--shadow-md); }
.topbar {
	background: var(--navy);
	color: rgba(255,255,255,.85);
	font-size: .85rem;
}
.topbar__inner { display: flex; align-items: center; gap: 14px; min-height: var(--topbar-h); }
.topbar__link { color: rgba(255,255,255,.95); display: inline-flex; align-items: center; gap: 6px; font-weight: 600; }
.topbar__link:hover { color: var(--gold); }
.topbar__sep { color: rgba(255,255,255,.35); }
.topbar__loc { color: rgba(255,255,255,.75); }
.topbar__spacer { flex: 1; }
.topbar__cta { color: var(--gold); font-weight: 700; }
.topbar__cta:hover { color: #fff; }

.nav__inner {
	display: flex; align-items: center; gap: 24px;
	min-height: var(--header-h);
}
.brand { font-family: var(--font-serif); font-size: 1.5rem; font-weight: 700; color: var(--navy); }
.brand-wordmark { font-family: var(--font-serif); font-weight: 800; font-size: 1.6rem; color: var(--navy); letter-spacing: -0.01em; }
.brand-wordmark .brand-c { color: var(--gold); display: inline-block; transform: translateY(-1px); }
.brand--light .brand-wordmark { color: #fff; }
.custom-logo-link img { max-height: 48px; width: auto; }

.primary-nav { flex: 1; }
.menu {
	list-style: none; padding: 0; margin: 0;
	display: flex; gap: 28px; justify-content: center;
}
.menu a {
	color: var(--ink-soft);
	font-weight: 500;
	font-size: .96rem;
	padding: 6px 0;
	border-bottom: 2px solid transparent;
}
.menu a:hover { color: var(--navy); border-bottom-color: var(--gold); }

.nav__cta { margin-left: auto; }

.nav-toggle {
	display: none;
	background: none; border: 0;
	width: 44px; height: 44px;
	padding: 0; cursor: pointer;
	flex-direction: column; gap: 5px; justify-content: center; align-items: center;
}
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--navy); border-radius: 2px; transition: transform .2s ease, opacity .2s ease; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-nav {
	background: #fff;
	border-top: 1px solid var(--line);
	padding: 20px 24px 28px;
}
.mobile-nav[hidden] { display: none; }
.mobile-nav ul { list-style: none; margin: 0 0 16px; padding: 0; }
.mobile-nav li { border-bottom: 1px solid var(--line); }
.mobile-nav a { display: block; padding: 14px 0; font-weight: 600; color: var(--navy); }

/* ---------- Hero ---------- */
.hero {
	position: relative;
	padding: 80px 0 100px;
	overflow: hidden;
	background:
		radial-gradient(1200px 600px at 100% -100px, rgba(200,162,75,.10), transparent 60%),
		radial-gradient(800px 500px at -10% 110%, rgba(11,31,63,.05), transparent 60%),
		var(--cream);
}
.hero__bg {
	position: absolute; inset: 0;
	background-image:
		linear-gradient(rgba(11,31,63,.04) 1px, transparent 1px),
		linear-gradient(90deg, rgba(11,31,63,.04) 1px, transparent 1px);
	background-size: 32px 32px;
	mask-image: radial-gradient(900px 500px at 70% 40%, #000 30%, transparent 80%);
	pointer-events: none;
}
.hero__inner {
	display: grid; grid-template-columns: 1.15fr 1fr; gap: 64px;
	align-items: center; position: relative;
}
.hero__copy { max-width: 620px; }
.badge-row { margin-bottom: 22px; }
.badge {
	display: inline-flex; align-items: center; gap: 8px;
	padding: 7px 14px;
	background: #fff;
	border: 1px solid var(--line);
	border-radius: 999px;
	font-size: .82rem;
	font-weight: 600;
	color: var(--ink-soft);
	box-shadow: var(--shadow-sm);
}
.badge__dot { width: 8px; height: 8px; border-radius: 50%; background: var(--success); box-shadow: 0 0 0 4px rgba(16,185,129,.18); }
.hero__headline { margin-bottom: 20px; }
.hero__headline em { font-style: italic; }
.hero__sub { font-size: 1.15rem; color: var(--ink-soft); max-width: 540px; margin-bottom: 28px; }
.hero__ctas { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 28px; }
.hero__trustline {
	list-style: none; padding: 0; margin: 0;
	display: flex; gap: 22px; flex-wrap: wrap;
	color: var(--ink-soft); font-size: .92rem;
}
.hero__trustline li { display: inline-flex; align-items: center; gap: 6px; }
.hero__trustline svg { color: var(--success); }

/* Hero visual — credit score card */
.hero__visual { position: relative; }
.score-card {
	background: #fff;
	border-radius: var(--radius-lg);
	padding: 28px;
	box-shadow: var(--shadow-lg);
	position: relative;
	overflow: hidden;
}
.score-card::before {
	content: ""; position: absolute; inset: 0;
	background: linear-gradient(135deg, transparent 60%, rgba(200,162,75,.06));
	pointer-events: none;
}
.score-card__row {
	display: flex; align-items: baseline; gap: 12px;
	margin-bottom: 8px;
}
.score-card__label { font-size: .8rem; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: .08em; min-width: 50px; }
.score-card__num { font-family: var(--font-serif); font-size: 2.8rem; font-weight: 800; line-height: 1; }
.score-card__num--low { color: var(--danger); }
.score-card__num--high { color: var(--success); }
.score-card__tag {
	margin-left: auto;
	padding: 4px 10px; border-radius: 999px;
	font-size: .75rem; font-weight: 700;
}
.score-card__tag--bad { background: #FEE2E2; color: var(--danger); }
.score-card__tag--good { background: #D1FAE5; color: #047857; }
.score-card__bar {
	height: 8px; background: #F1F5F9; border-radius: 999px; overflow: hidden;
	margin-bottom: 18px;
}
.score-card__bar > span {
	display: block; height: 100%;
	background: linear-gradient(90deg, var(--danger), #F59E0B);
	border-radius: 999px;
}
.score-card__bar--good > span { background: linear-gradient(90deg, #34D399, var(--success)); }
.score-card__divider {
	display: flex; align-items: center; gap: 12px;
	margin: 4px 0 16px;
}
.score-card__arrow {
	flex: 1;
	font-size: .8rem; font-weight: 600;
	color: var(--gold-2);
	text-align: center;
	position: relative;
}
.score-card__arrow::before,
.score-card__arrow::after {
	content: ""; position: absolute; top: 50%;
	width: 24%; height: 1px; background: var(--gold-soft);
}
.score-card__arrow::before { left: 0; }
.score-card__arrow::after { right: 0; }
.score-card__foot {
	display: grid; grid-template-columns: 40px 1fr auto;
	gap: 12px; align-items: center;
	margin-top: 14px;
	padding-top: 16px;
	border-top: 1px solid var(--line);
}
.score-card__avatar {
	width: 40px; height: 40px; border-radius: 50%;
	background: linear-gradient(135deg, var(--gold), var(--navy));
}
.score-card__foot strong { display: block; font-size: .95rem; color: var(--ink); }
.score-card__foot span { font-size: .8rem; color: var(--muted); }
.score-card__delta {
	font-family: var(--font-serif); font-weight: 800;
	font-size: 1.4rem; color: var(--success);
}
.hero__seen {
	margin-top: 24px;
	display: flex; align-items: center; gap: 12px; flex-wrap: wrap;
	color: var(--muted); font-size: .82rem;
	letter-spacing: .08em;
}
.hero__seen small { font-weight: 700; text-transform: uppercase; color: var(--ink-soft); }
.hero__seen span { font-weight: 600; color: var(--ink-soft); }

/* ---------- Trust strip ---------- */
.trust-strip {
	background: #fff;
	border-block: 1px solid var(--line);
	padding: 22px 0;
}
.trust-strip__inner {
	display: flex; gap: 28px; align-items: center; flex-wrap: wrap;
	justify-content: center;
}
.trust-strip__label {
	font-size: .8rem; font-weight: 700; color: var(--muted);
	text-transform: uppercase; letter-spacing: .12em;
}
.trust-strip__logos {
	list-style: none; margin: 0; padding: 0;
	display: flex; gap: 32px; flex-wrap: wrap; justify-content: center;
}
.trust-strip__logos strong {
	font-family: var(--font-serif); font-size: 1.15rem;
	color: var(--ink-soft);
	letter-spacing: -0.01em;
}

/* ---------- Services list ---------- */
.services { padding: 100px 0; background: var(--cream); }
.services__grid {
	list-style: none; margin: 0; padding: 0;
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
	gap: 12px;
}
.service-card {
	display: flex; align-items: center; gap: 12px;
	padding: 18px 20px;
	background: #fff;
	border: 1px solid var(--line);
	border-radius: var(--radius);
	font-weight: 600; color: var(--ink);
	transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}
.service-card:hover { transform: translateY(-2px); border-color: var(--gold); box-shadow: var(--shadow-md); }
.service-card svg { color: var(--gold); flex-shrink: 0; }
.services__disclaimer {
	margin-top: 32px; text-align: center;
	font-size: .85rem; color: var(--muted);
}

/* ---------- How it works ---------- */
.how { padding: 110px 0; background: #fff; }
.how__steps {
	list-style: none; padding: 0; margin: 0;
	display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px;
	counter-reset: step;
}
.how-step {
	position: relative;
	padding: 36px 28px;
	background: var(--cream);
	border-radius: var(--radius-lg);
	border: 1px solid var(--line);
}
.how-step__num {
	display: inline-block;
	font-family: var(--font-serif); font-weight: 800;
	font-size: 2.4rem;
	color: var(--gold);
	line-height: 1;
	margin-bottom: 16px;
}
.how-step h3 { margin-bottom: 10px; }
.how-step p { color: var(--ink-soft); }

/* ---------- About Eli ---------- */
.about-eli { padding: 110px 0; background: var(--cream); }
.about-eli__grid {
	display: grid; grid-template-columns: 1fr 1.2fr; gap: 64px;
	align-items: center;
}
.about-eli__photo {
	position: relative;
	border-radius: var(--radius-lg);
	overflow: hidden;
	box-shadow: var(--shadow-lg);
	aspect-ratio: 4 / 5;
	background: linear-gradient(135deg, var(--navy), var(--navy-2));
}
.about-eli__photo img { width: 100%; height: 100%; object-fit: cover; }
.about-eli__photo-tag {
	position: absolute; left: 20px; bottom: 20px;
	background: rgba(255,255,255,.95);
	backdrop-filter: blur(6px);
	padding: 12px 18px;
	border-radius: var(--radius);
}
.about-eli__photo-tag span { font-family: var(--font-serif); font-weight: 700; color: var(--navy); display: block; }
.about-eli__photo-tag small { font-size: .8rem; color: var(--muted); }
.about-eli blockquote {
	margin: 28px 0;
	padding: 24px 28px;
	background: #fff;
	border-left: 4px solid var(--gold);
	border-radius: var(--radius-sm);
	font-family: var(--font-serif);
	font-style: italic;
	font-size: 1.2rem;
	color: var(--navy);
}
.about-eli blockquote cite {
	display: block; margin-top: 12px;
	font-style: normal;
	font-family: var(--font-sans);
	font-size: .9rem;
	color: var(--muted);
}

/* ---------- Guarantee ---------- */
.guarantee {
	padding: 90px 0;
	background: linear-gradient(135deg, var(--navy) 0%, #061434 100%);
	color: #fff;
	position: relative;
	overflow: hidden;
}
.guarantee::before {
	content: ""; position: absolute; inset: 0;
	background-image: radial-gradient(circle at 20% 30%, rgba(200,162,75,.18), transparent 50%);
	pointer-events: none;
}
.guarantee__inner {
	display: grid; grid-template-columns: auto 1fr; gap: 48px;
	align-items: center; position: relative;
}
.guarantee__seal { color: var(--gold); flex-shrink: 0; }
.guarantee__copy h2 { color: #fff; }
.guarantee__copy .eyebrow { color: var(--gold); }
.guarantee__copy p { color: rgba(255,255,255,.85); font-size: 1.1rem; max-width: 56ch; }

/* ---------- Testimonials ---------- */
.testimonials { padding: 110px 0; background: var(--cream); }
.t-grid {
	display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
}
.t-card {
	background: #fff;
	border-radius: var(--radius-lg);
	padding: 28px;
	box-shadow: var(--shadow-md);
	display: flex; flex-direction: column; gap: 18px;
	border: 1px solid var(--line);
	transition: transform .2s ease, box-shadow .2s ease;
}
.t-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.t-card__head {
	display: grid; grid-template-columns: 44px 1fr auto;
	gap: 12px; align-items: center;
}
.t-card__avatar {
	width: 44px; height: 44px; border-radius: 50%;
	background: linear-gradient(135deg, var(--navy), var(--gold));
	color: #fff;
	display: flex; align-items: center; justify-content: center;
	font-weight: 700; font-family: var(--font-serif);
}
.t-card__head strong { display: block; color: var(--navy); font-size: 1rem; }
.t-card__head span { font-size: .82rem; color: var(--muted); }
.t-card__verified {
	width: 26px; height: 26px; border-radius: 50%;
	background: var(--success); color: #fff;
	display: flex; align-items: center; justify-content: center;
}
.t-card__quote {
	margin: 0;
	font-style: italic;
	color: var(--ink-soft);
	font-size: 1.02rem;
	line-height: 1.55;
}
.t-card__scores {
	display: grid; grid-template-columns: 1fr auto 1fr auto; gap: 10px;
	align-items: center;
	padding-top: 18px;
	border-top: 1px solid var(--line);
}
.t-card__scores .t-card__label {
	display: block;
	font-size: .68rem; color: var(--muted);
	text-transform: uppercase; letter-spacing: .08em;
	font-weight: 700;
}
.t-card__num { font-family: var(--font-serif); font-weight: 800; font-size: 1.5rem; line-height: 1; }
.t-card__num--low { color: var(--danger); }
.t-card__num--high { color: var(--success); }
.t-card__arrow { color: var(--muted); font-size: 1.1rem; }
.t-card__delta { text-align: right; }
.t-card__delta strong {
	font-family: var(--font-serif); font-weight: 800;
	font-size: 1.5rem; color: var(--gold-2);
	display: block; line-height: 1;
}
.t-card__delta span { font-size: .72rem; color: var(--muted); }
.testimonials__cta { text-align: center; margin-top: 48px; }

/* ---------- Stats ---------- */
.stats {
	padding: 90px 0;
	background: #fff;
}
.stats__grid {
	list-style: none; margin: 0; padding: 0;
	display: grid; grid-template-columns: repeat(6, 1fr); gap: 16px;
}
.stat {
	text-align: center;
	padding: 28px 16px;
	background: var(--cream);
	border-radius: var(--radius);
	border: 1px solid var(--line);
}
.stat__num {
	display: block;
	font-family: var(--font-serif); font-weight: 800;
	font-size: clamp(1.5rem, 1.8vw + .8rem, 2.4rem);
	color: var(--navy);
	line-height: 1; margin-bottom: 8px;
	letter-spacing: -0.02em;
}
.stat__label { font-size: .85rem; color: var(--ink-soft); font-weight: 500; }

/* ---------- Programs ---------- */
.programs { padding: 110px 0; background: var(--cream); }
.programs__grid {
	display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
	align-items: stretch;
}
.program {
	background: #fff;
	border-radius: var(--radius-lg);
	padding: 36px 30px;
	border: 1px solid var(--line);
	display: flex; flex-direction: column;
	box-shadow: var(--shadow-sm);
	position: relative;
	transition: transform .2s ease, box-shadow .2s ease;
}
.program:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.program--featured {
	border-color: var(--gold);
	background: linear-gradient(180deg, #FFFDF8 0%, #fff 100%);
	transform: translateY(-8px);
	box-shadow: var(--shadow-lg);
}
.program--featured:hover { transform: translateY(-12px); }
.program__badge {
	position: absolute; top: -14px; left: 50%; transform: translateX(-50%);
	background: var(--gold);
	color: #fff;
	font-size: .75rem; font-weight: 700;
	text-transform: uppercase; letter-spacing: .1em;
	padding: 6px 14px;
	border-radius: 999px;
}
.program h3 { margin-bottom: 10px; }
.program > header > p { color: var(--ink-soft); margin-bottom: 22px; }
.program__list { list-style: none; padding: 0; margin: 0 0 28px; flex: 1; }
.program__list li {
	padding: 10px 0 10px 28px;
	position: relative;
	color: var(--ink-soft);
	border-bottom: 1px solid var(--line);
	font-size: .96rem;
}
.program__list li:last-child { border-bottom: 0; }
.program__list li::before {
	content: "";
	position: absolute; left: 0; top: 14px;
	width: 18px; height: 18px;
	background: var(--gold-soft);
	border-radius: 50%;
	background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23B58F38' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>");
	background-size: 12px; background-position: center; background-repeat: no-repeat;
}

/* ---------- Pillars ---------- */
.pillars { padding: 110px 0; background: #fff; }
.pillars__grid {
	display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px;
}
.pillar {
	padding: 32px 24px;
	background: var(--cream);
	border-radius: var(--radius);
	border: 1px solid var(--line);
}
.pillar__icon {
	width: 48px; height: 48px;
	border-radius: 12px;
	background: var(--navy);
	color: var(--gold);
	display: flex; align-items: center; justify-content: center;
	margin-bottom: 18px;
}
.pillar h3 { font-size: 1.2rem; margin-bottom: 10px; }
.pillar p { color: var(--ink-soft); font-size: .96rem; margin: 0; }

/* ---------- Movement ---------- */
.movement {
	padding: 100px 0;
	background:
		radial-gradient(800px 400px at 50% 0%, rgba(200,162,75,.18), transparent 70%),
		linear-gradient(135deg, var(--navy) 0%, #061434 100%);
	color: #fff;
	text-align: center;
}
.movement__inner { max-width: 760px; margin: 0 auto; }
.movement h2 { color: #fff; max-width: 20ch; margin-inline: auto; }
.movement p { color: rgba(255,255,255,.85); font-size: 1.1rem; margin-bottom: 28px; }

/* ---------- FAQ ---------- */
.faq { padding: 110px 0; background: var(--cream); }
.faq__inner { max-width: 820px; margin: 0 auto; }
.faq .section-head { text-align: left; margin-inline: 0; max-width: none; }
.faq__list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
	background: #fff;
	border: 1px solid var(--line);
	border-radius: var(--radius);
	overflow: hidden;
	transition: border-color .2s ease;
}
.faq-item[open] { border-color: var(--gold); }
.faq-item summary {
	display: flex; align-items: center; justify-content: space-between;
	gap: 16px;
	padding: 22px 26px;
	cursor: pointer;
	font-weight: 600;
	color: var(--navy);
	font-size: 1.05rem;
	list-style: none;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item__icon {
	width: 28px; height: 28px;
	border-radius: 50%;
	background: var(--cream);
	display: flex; align-items: center; justify-content: center;
	font-weight: 600; font-size: 1.2rem;
	color: var(--gold-2);
	transition: transform .2s ease, background .2s ease;
	flex-shrink: 0;
}
.faq-item[open] .faq-item__icon { transform: rotate(45deg); background: var(--gold); color: #fff; }
.faq-item__a { padding: 0 26px 22px; color: var(--ink-soft); }
.faq-item__a p { margin: 0; }

/* ---------- Insights / Blog ---------- */
.insights { padding: 110px 0; background: #fff; }
.insights__grid {
	display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px;
}
.insight-card {
	background: var(--cream);
	border-radius: var(--radius-lg);
	overflow: hidden;
	border: 1px solid var(--line);
	display: flex; flex-direction: column;
	transition: transform .2s ease, box-shadow .2s ease;
}
.insight-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.insight-card__thumb {
	aspect-ratio: 16 / 9;
	background:
		linear-gradient(135deg, var(--navy) 0%, var(--gold-2) 100%);
	position: relative;
}
.insight-card__thumb::after {
	content: "";
	position: absolute; inset: 0;
	background-image:
		linear-gradient(rgba(255,255,255,.06) 1px, transparent 1px),
		linear-gradient(90deg, rgba(255,255,255,.06) 1px, transparent 1px);
	background-size: 24px 24px;
}
.insight-card__body { padding: 24px 26px 28px; }
.insight-card__meta { color: var(--muted); font-size: .8rem; display: block; margin-bottom: 10px; }
.insight-card h3 { font-size: 1.2rem; }
.insight-card p { color: var(--ink-soft); font-size: .96rem; }

/* ---------- Social CTA ---------- */
.social-cta {
	padding: 60px 0;
	background: var(--cream);
	border-top: 1px solid var(--line);
}
.social-cta__inner {
	display: flex; align-items: center; justify-content: space-between;
	gap: 28px; flex-wrap: wrap;
}
.social-cta h2 { margin: 0; font-size: 1.6rem; max-width: 28ch; }
.social-cta__links { display: flex; gap: 12px; flex-wrap: wrap; }

/* ---------- Final CTA ---------- */
.final-cta {
	padding: 110px 0;
	background:
		radial-gradient(800px 400px at 50% 100%, rgba(200,162,75,.20), transparent 70%),
		linear-gradient(160deg, var(--navy) 0%, #061434 100%);
	color: #fff;
	text-align: center;
}
.final-cta__inner { max-width: 720px; margin: 0 auto; }
.final-cta h2 { color: #fff; }
.final-cta p { color: rgba(255,255,255,.88); font-size: 1.15rem; margin-bottom: 32px; }
.final-cta__buttons { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; margin-bottom: 18px; }
.final-cta__buttons .btn--ghost { border-color: rgba(255,255,255,.3); color: #fff; }
.final-cta__buttons .btn--ghost:hover { background: rgba(255,255,255,.08); border-color: #fff; }
.final-cta__seal { color: var(--gold); font-weight: 600; }

/* ---------- Footer ---------- */
.site-footer {
	background: #050E22;
	color: rgba(255,255,255,.7);
	padding: 70px 0 0;
}
.site-footer__grid {
	display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 48px;
	padding-bottom: 60px;
}
.site-footer h4 {
	color: #fff;
	font-family: var(--font-sans);
	font-size: .9rem;
	font-weight: 700;
	text-transform: uppercase;
	letter-spacing: .12em;
	margin-bottom: 18px;
}
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer ul li { margin-bottom: 10px; }
.site-footer a { color: rgba(255,255,255,.7); }
.site-footer a:hover { color: var(--gold); }
.footer-tag { color: var(--gold); font-style: italic; margin: 8px 0 20px; }
.nap { font-style: normal; line-height: 1.7; font-size: .95rem; }
.nap a { display: inline-block; }
.social-list a { font-weight: 600; }
.site-footer__legal {
	border-top: 1px solid rgba(255,255,255,.1);
	padding: 22px 0;
}
.site-footer__legal-inner {
	display: flex; flex-wrap: wrap; gap: 18px; align-items: center; justify-content: space-between;
	font-size: .8rem;
}
.site-footer__legal a { color: rgba(255,255,255,.7); }
.site-footer__legal .disclaimer { color: rgba(255,255,255,.45); flex-basis: 100%; max-width: 80ch; }

/* ---------- Sticky CTA bar (mobile + tablet) ---------- */
.sticky-cta {
	position: fixed; left: 0; right: 0; bottom: 0;
	background: #fff;
	border-top: 1px solid var(--line);
	box-shadow: 0 -10px 30px -10px rgba(11,31,63,.18);
	padding: 12px 16px;
	display: none;
	gap: 10px;
	z-index: 70;
	padding-bottom: calc(12px + env(safe-area-inset-bottom));
}
.sticky-cta.is-visible { display: flex; }
.sticky-cta__call {
	display: inline-flex; align-items: center; justify-content: center; gap: 6px;
	padding: 14px 16px;
	border: 1.5px solid var(--navy);
	border-radius: 999px;
	font-weight: 700;
	color: var(--navy);
	flex-shrink: 0;
}
.sticky-cta__book { flex: 1; }

/* ---------- Exit-intent modal ---------- */
.exit-modal {
	position: fixed; inset: 0;
	z-index: 90;
	display: flex; align-items: center; justify-content: center;
	padding: 20px;
	opacity: 0; pointer-events: none;
	transition: opacity .25s ease;
}
.exit-modal[hidden] { display: none; }
.exit-modal.is-visible { opacity: 1; pointer-events: auto; }
.exit-modal__backdrop {
	position: absolute; inset: 0;
	background: rgba(5,14,34,.6);
	backdrop-filter: blur(4px);
}
.exit-modal__panel {
	position: relative;
	background: #fff;
	border-radius: var(--radius-lg);
	box-shadow: var(--shadow-lg);
	padding: 40px 36px;
	max-width: 480px;
	width: 100%;
	text-align: center;
	transform: scale(.96);
	transition: transform .25s ease;
}
.exit-modal.is-visible .exit-modal__panel { transform: scale(1); }
.exit-modal__close {
	position: absolute; top: 10px; right: 14px;
	width: 36px; height: 36px;
	background: transparent;
	border: 0;
	font-size: 1.8rem;
	color: var(--muted);
	cursor: pointer;
	line-height: 1;
}
.exit-modal__close:hover { color: var(--navy); }
.exit-modal h2 { font-size: 1.8rem; margin-bottom: 12px; }
.exit-modal p { color: var(--ink-soft); margin-bottom: 24px; }
.exit-modal__trust { display: block; margin-top: 12px; color: var(--muted); font-size: .8rem; }

/* ---------- Scroll reveal ---------- */
.reveal {
	opacity: 0;
	transform: translateY(18px);
	transition: opacity .6s ease, transform .6s ease;
}
.reveal.is-in {
	opacity: 1;
	transform: translateY(0);
}

/* ---------- Page / single fallbacks ---------- */
.page-wrap { padding: 80px 0; }
.entry-title { margin-bottom: 24px; }
.entry-content { max-width: 720px; }
.entry-content > * { margin-bottom: 1.2em; }

/* =================================================================
   RESPONSIVE
   ================================================================= */
@media (max-width: 1024px) {
	.nav__cta { display: none; }
	.menu { display: none; }
	.nav-toggle { display: flex; margin-left: auto; }
	.hero__inner { grid-template-columns: 1fr; gap: 48px; }
	.hero { padding: 60px 0 80px; }
	.how__steps { grid-template-columns: 1fr; }
	.about-eli__grid { grid-template-columns: 1fr; gap: 36px; }
	.t-grid { grid-template-columns: repeat(2, 1fr); }
	.stats__grid { grid-template-columns: repeat(3, 1fr); }
	.programs__grid { grid-template-columns: 1fr; }
	.program--featured { transform: none; }
	.program--featured:hover { transform: translateY(-4px); }
	.pillars__grid { grid-template-columns: repeat(2, 1fr); }
	.insights__grid { grid-template-columns: 1fr; }
	.guarantee__inner { grid-template-columns: 1fr; text-align: center; gap: 24px; }
	.guarantee__seal { margin-inline: auto; }
	.site-footer__grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 720px) {
	body { font-size: 16px; }
	.topbar__loc, .topbar__sep, .topbar__cta { display: none; }
	.section-head { margin-bottom: 36px; }
	.hero { padding: 40px 0 60px; }
	.hero__ctas .btn { width: 100%; }
	.hero__trustline { gap: 12px; font-size: .85rem; }
	.score-card { padding: 22px; }
	.score-card__num { font-size: 2.2rem; }
	.services, .how, .about-eli, .programs, .pillars, .testimonials, .stats, .faq, .insights, .final-cta { padding: 60px 0; }
	.t-grid { grid-template-columns: 1fr; }
	.stats__grid { grid-template-columns: repeat(2, 1fr); }
	.pillars__grid { grid-template-columns: 1fr; }
	.site-footer__grid { grid-template-columns: 1fr; gap: 32px; padding-bottom: 36px; }
	.sticky-cta { display: flex; }
	body { padding-bottom: 88px; }
	.site-footer { padding-bottom: 0; }
	.faq-item summary { padding: 18px 20px; font-size: 1rem; }
	.faq-item__a { padding: 0 20px 18px; }
	.exit-modal__panel { padding: 32px 24px; }
	.exit-modal h2 { font-size: 1.5rem; }
}

@media (prefers-reduced-motion: reduce) {
	*, *::before, *::after { animation: none !important; transition: none !important; }
	.reveal { opacity: 1; transform: none; }
}